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Housing is a dream worth reviving

  • October 22, 2025

Home ownership is intrinsic to the special connection citizens form with their nation.

A home is the working man's castle.

People fight for what they own and a family home is a piece of Australia worth fighting for.

Renting remains an important part of many Australian lives, and should remain a healthy and affordable market - especially for young people in transient jobs.

However, when it comes to settling down and raising a family, home ownership provides economic and social stability. It also represents the acquisition of a family's most critical investment which becomes an essential asset later in life.

A family home is a secure retirement - either to live in or sell.

There was a time, not so long ago, when home ownership was an expectation within reach of all citizens. If you worked hard and made reasonable sacrifices, you could afford a home of your own.

Land is plentiful in this country. We are blessed with the natural resources to build whatever sort of civilisation we choose. And yet decades of self-inflicted bad policy and a mismanaged immigration system has robbed young Australians of the home ownership dream so many of us still benefit from.

The worst of these bad policy ideas that disproportionately impact young people is the creation of compulsory superannuation. For the working class, the burden of compulsory superannuation replaced the dream of home ownership. Today, a large portion of their money is trapped in super funds. It has become harder to save for a home.

This is wrong, and we believe it must change.

The Liberals - the conservatives - should be the ones to help reclaim the home ownership dream.

Building standards have fallen.

Meanwhile, the cost of compliance for crazy building standards has gone through the roof.

Government taxation on property and land sales are too high. Energy, transport, and materials have blown out the costs to unreasonable levels.

In some parts of the country, up to 50% of the cost of a land and home package comes from government tax and associated charges ($576,000 in Sydney). Brisbane has suffered the fastest rise in government-added costs which have more than doubled. Apartments have not escaped, with up to 38% of the cost coming from the government.

It means a young buyer could spend half their mortgage - or 15 years - paying the government for taxes instead of the true value of their asset.

For some, after interest is added, the government costs will total more than the true value of their home.

This is an artificial and wholly unnecessary attack on Australians.

The government has put the bloated public service ahead of Australian workers and their dream of home ownership.

A March 2025 report by the Housing Industry Association, in partnership with the Centre for International Economics, revealed the excess government burden placed on potential home buyers.

According to the Housing Industry Association Chief Economist:

'Australia has an acute housing shortage because governments continue to tax new home building while restricting productivity in the sector.'

If the government is making the housing crisis worse, it can choose to make it better.

The government has the power to help if the politicians can be incentivised to do so.

This means taking the fight to the Labor-controlled public service bureaucracy.

By increasing the Liberal Party membership to include prospective homeowners, politicians will become answerable to these ambitions.

It will put pressure on a genuinely conservative Liberal-National government to campaign with tax reform in the housing sector and combat Labor's dangerous and ill-advised 5% guarantee which has pushed house prices further out of reach while saddling young people with a dangerous level of debt they may not be able to service.

We do not want to see Australians living as debt-slaves forever.

We want them to own their homes.

To be productive.

And to feel safe and secure in their own country.

We want them to retire owning their home because they were able to prioritise this dream while young.

This is how citizens come to love their nation and care about its future.

Housing is the dream we all deserve.

And we call on those who have enjoyed it to now assist the next generation in following in their footsteps.

We are not talking about 'intergenerational wealth redistribution' - that is code for socialist asset theft. Instead, priority must be given to those forging ahead in the workforce.

We want the generations to pressure politicians into fair policies that give every generation the opportunity to excel.

This is the dream.

 

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